Average Net Worth by Age
What U.S. households actually own at each stage of life, from the Federal Reserve’s Survey of Consumer Finances.
The figures below come from the Federal Reserve’s Survey of Consumer Finances (SCF), the standard U.S. dataset for household wealth. They are national medians and means by age group, latest full release 2023. Use them as a benchmark, not a target — your region, timing, and life choices will differ.
| Age group | Median net worth | Mean net worth | SCF bucket |
|---|---|---|---|
| Under 35 | $18,300 | $183,500 | <35 |
| 35–44 | $90,400 | $549,600 | 35–44 |
| 45–54 | $212,500 | $1,236,100 | 45–54 |
| 55–64 | $275,600 | $1,794,900 | 55–64 |
| 65 and up | $302,300 | $1,518,500 | 65+ |
Source: Federal Reserve Survey of Consumer Finances (2023, latest published). Medians represent the middle household; means are pulled up by the wealthiest. Your situation varies by region and year.